diff --git a/apps/api/src/services/dashboard-stats.test.ts b/apps/api/src/services/dashboard-stats.test.ts
new file mode 100644
index 0000000..ffb2d13
--- /dev/null
+++ b/apps/api/src/services/dashboard-stats.test.ts
@@ -0,0 +1,94 @@
+import { describe, expect, it } from 'vitest'
+
+import { computeMinRunwayDays } from './dashboard-stats.js'
+
+describe('computeMinRunwayDays', () => {
+  const now = new Date('2026-07-20T12:00:00Z')
+  const accounts = [{ id: 'acc-1', balanceApi: 0 }]
+  const emptyExtra = { payments: [], balanceLedger: [] }
+
+  it('prepaid: берёт ближайший paidUntil, игнорирует нулевой баланс', () => {
+    const days = computeMinRunwayDays(
+      [
+        {
+          id: 'v1',
+          status: 'active',
+          providerAccountId: 'acc-1',
+          tariffType: 'monthly',
+          monthlyRate: 500,
+          paidUntil: '2026-08-21',
+        },
+        {
+          id: 'v2',
+          status: 'active',
+          providerAccountId: 'acc-1',
+          tariffType: 'monthly',
+          monthlyRate: 300,
+          paidUntil: '2026-09-01',
+        },
+      ],
+      { providerAccounts: accounts, ...emptyExtra },
+      now,
+    )
+    // 2026-07-20 → 2026-08-21 = 32 дня
+    expect(days).toBe(32)
+  })
+
+  it('просроченный VPS → запас 0', () => {
+    const days = computeMinRunwayDays(
+      [
+        {
+          id: 'v1',
+          status: 'active',
+          providerAccountId: 'acc-1',
+          tariffType: 'monthly',
+          monthlyRate: 100,
+          paidUntil: '2026-07-01',
+        },
+        {
+          id: 'v2',
+          status: 'active',
+          providerAccountId: 'acc-1',
+          tariffType: 'monthly',
+          monthlyRate: 100,
+          paidUntil: '2026-09-01',
+        },
+      ],
+      { providerAccounts: accounts, ...emptyExtra },
+      now,
+    )
+    expect(days).toBe(0)
+  })
+
+  it('daily: запас из баланса / burn, а не из нулевого paidUntil-логики', () => {
+    const days = computeMinRunwayDays(
+      [
+        {
+          id: 'v1',
+          status: 'active',
+          providerAccountId: 'acc-1',
+          tariffType: 'daily',
+          dailyRate: 10,
+          paidUntil: '2026-07-21',
+        },
+      ],
+      {
+        providerAccounts: [{ id: 'acc-1', balanceApi: 100, billingMode: 'daily' }],
+        ...emptyExtra,
+      },
+      now,
+    )
+    // 100 / 10 = 10 дней покрытия
+    expect(days).toBe(10)
+  })
+
+  it('без активных с датой → null', () => {
+    expect(
+      computeMinRunwayDays(
+        [{ id: 'v1', status: 'stopped', paidUntil: '2026-08-01' }],
+        { providerAccounts: accounts, ...emptyExtra },
+        now,
+      ),
+    ).toBeNull()
+  })
+})
diff --git a/apps/api/src/services/dashboard-stats.ts b/apps/api/src/services/dashboard-stats.ts
index ec5de1e..209873a 100644
--- a/apps/api/src/services/dashboard-stats.ts
+++ b/apps/api/src/services/dashboard-stats.ts
@@ -2,6 +2,12 @@ import { getSnapshot } from '@cfdm/db/repositories/snapshot'
 import { countExpiringWithin7Days, countInventoryIssues } from '@cfdm/shared/utils/inventory-health'
 import { accountBalanceApi } from '@cfdm/shared/utils/account-balance'
 import { isSyncApiType } from '@cfdm/shared/contracts/provider'
+import {
+  getPaidUntilDate,
+  type PaidUntilAccount,
+  type PaidUntilContext,
+  type PaidUntilVps,
+} from '@cfdm/shared/utils/paid-until'
 
 const STALE_SYNC_HOURS = 48
 
@@ -28,6 +34,32 @@ function lastOkSyncAt(accountId: string, syncLog: { accountId: string; status: s
   return best
 }
 
+/**
+ * Минимальный остаток дней до оплаты среди активных VPS.
+ * Prepaid: по `paidUntil`; daily / «завтра»: через `getPaidUntilDate` (баланс).
+ * Не путать с balance/burn — у prepaid баланс часто ≈0 при уже оплаченном периоде.
+ */
+export function computeMinRunwayDays(
+  vps: PaidUntilVps[],
+  ctx: Omit<PaidUntilContext, 'vps' | 'now'> & { providerAccounts: PaidUntilAccount[] },
+  now = new Date(),
+): number | null {
+  const todayStart = new Date(now.getFullYear(), now.getMonth(), now.getDate())
+  const fullCtx: PaidUntilContext = { ...ctx, vps, now }
+  let minDays: number | null = null
+
+  for (const item of vps) {
+    if (item.status !== 'active') continue
+    const until = getPaidUntilDate(item, fullCtx)
+    if (until == null) continue
+    const days = Math.floor((until.getTime() - todayStart.getTime()) / (24 * 60 * 60 * 1000))
+    const remaining = Math.max(0, days)
+    if (minDays == null || remaining < minDays) minDays = remaining
+  }
+
+  return minDays
+}
+
 export interface DashboardStats {
   activeVpsCount: number
   totalVpsCount: number
@@ -54,22 +86,12 @@ export function computeDashboardStats(): DashboardStats {
     0,
   )
 
-  const burnByAccount = new Map<string, number>()
-  for (const v of activeVps) {
-    const burn = vpsBurnRate(v)
-    const accountId = v.providerAccountId
-    if (!accountId) continue
-    burnByAccount.set(accountId, (burnByAccount.get(accountId) ?? 0) + burn)
-  }
-
-  let minRunwayDays: number | null = null
-  for (const account of snap.providerAccounts) {
-    const balance = Number(account.balanceApi ?? 0)
-    const burn = burnByAccount.get(account.id) ?? 0
-    if (balance <= 0 || burn <= 0) continue
-    const days = Math.floor((balance / burn) * 30)
-    if (minRunwayDays == null || days < minRunwayDays) minRunwayDays = days
+  const paidUntilCtx = {
+    providerAccounts: snap.providerAccounts,
+    payments: snap.payments,
+    balanceLedger: snap.balanceLedger,
   }
+  const minRunwayDays = computeMinRunwayDays(snap.vps, paidUntilCtx, now)
 
   const expiringWithin7Days = countExpiringWithin7Days(
     {
diff --git a/apps/web/src/components/layout/system-monitor-popover.tsx b/apps/web/src/components/layout/system-monitor-popover.tsx
index 769b853..174cb7c 100644
--- a/apps/web/src/components/layout/system-monitor-popover.tsx
+++ b/apps/web/src/components/layout/system-monitor-popover.tsx
@@ -142,7 +142,7 @@ export function SystemMonitorPopover() {
       },
       {
         id: 'runway',
-        label: 'Runway',
+        label: 'Запас дней',
         value: runwayDays != null ? String(runwayDays) : '—',
         unit: runwayDays != null ? 'дн' : '',
         percent:
diff --git a/apps/web/src/routes/_auth/dashboard.tsx b/apps/web/src/routes/_auth/dashboard.tsx
index 1545076..cd3e07c 100644
--- a/apps/web/src/routes/_auth/dashboard.tsx
+++ b/apps/web/src/routes/_auth/dashboard.tsx
@@ -307,7 +307,7 @@ function DashboardPage() {
             },
             {
               id: 'runway',
-              label: 'Runway',
+              label: 'Запас дней',
               value: runwayDays != null ? `${runwayDays} дн` : '—',
               icon: <ClockIcon className="size-4" />,
               iconClassName: runwayLow ? 'text-warning' : 'text-muted-foreground',